• Books
  • January 19, 2023 2 min read

    Healthy Spending Habits for Kids

    Shopping for toys is exciting; there’s a brand-new world of adventure waiting on the shelf! But when it comes to finance, kids aren’t exactly balancing check books.

    Teaching kids the value of money can be tough. A great way to introduce young shoppers to healthy spending habits is through a gift card! Having a physical form of payment in their hands allows kids to consider and understand what they can afford, and to see the value in what they buy.


A gift card for their favourite store encourages them to set monetary limits, discover what things really cost, and make smart choices.

    Create a Budget

Set them up for smart spending habits through budgeting. When limits are set (like on a gift card), they’ll have to consider what they really want or need. Explaining limits—that they only have a certain amount to spend—sets a foundation of healthy financial habits for when they get their first credit card.

    Teach the Value of Money

    Add their chore allowance to a gift card! This way, they’ll learn that it takes work to get what they want, and they’ll begin to take budgeting into account.

    Associating hard work with an outcome/payment allows kids to see their efforts manifested. They may even take this into consideration when asking you for new toys!

    Give It Some Thought

    If they don’t find something they truly love on the first shopping trip (or second, or third), explain that can save their money for a later time. They don’t have to spend it just because they have it! Giving purchases a second thought helps to curb impulse buying—now and in the future.

    Make It Personal

    With a gift card, they’ll get to feel in control! When kids are in charge of their own money, they may be less likely to spend frivolously—because once it’s gone, it’s gone!

    Choosing a gift card in their design-of-choice can also help them want to take care of it!

    Toys are made for fun; let’s make shopping a blast, too!

    Written by Melania Fedyna, Senior Copywriter & Voice of Play

    Melania Fedyna
    Melania Fedyna

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